Banking-as-a-Service: flexible, knowledgeable and modern

Together we'll make your business ideas successful


We are a German full-service bank with passporting in 25 EU countries. This enables us to grant loans in Germany and the EU. Together we develop flexible loan solutions for consumers and SMEs.

Loan Fronting

With our fronting solution, we can support you throughout the entire loan process, depending on the business model, whether highly individual or fully digital, in Germany and the EU.

Loan Servicing

Managing loan portfolios is part of our core business. Since 2005, our experts have managed more than EUR 20 billion in outstanding receivables.


You would like to offer your customers modern payment methods by means of factoring, e.g. for “buy now, pay later”? We would be happy to assist you with our expertise from pan-European cooperations.

Transaction Banking

We are your competent partner for services in the field of account management with domestic and international payment transactions. Through accounts with Germany’s Bundesbank and the European Central Bank we have access to all payment transaction systems and affiliated banks in the eurozone.


Are you looking for a special solution for your business model? We would be happy to discuss with you additional ways in which you can benefit from our banking services.

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We are always open to other products and projects. Raisin Bank offers its cooperation partners the entire product range of a bank as an outsourcing solution.