As a team we turn business ideas into successful ventures. In conjunction with our up-and-coming FinTech partners, we develop next-generation financial services. Raisin Bank bridges the gap between your vision and regulatory process and IT requirements. We are API and cloud native and pave the way for modern and easy-to-use financial products. Starting from our core market in Germany, we will accompany you to all EU countries.
Lending
We are a German full-service bank with passporting in 25 EU countries. This enables us to grant loans in Germany and the EU. Together we develop flexible loan solutions for consumers and SMEs.
Loan Fronting
With our fronting solution, we can support you throughout the entire loan process, depending on the business model, whether highly individual or fully digital, in Germany and the EU.
Loan Servicing
Managing loan portfolios is part of our core business. Since 2005, our experts have managed more than EUR 20 billion in outstanding receivables.
Factoring
You would like to offer your customers modern payment methods by means of factoring, e.g. for “buy now, pay later”? We would be happy to assist you with our expertise from pan-European cooperations.
Transaction Banking
We are your competent partner for services in the field of account management with domestic and international payment transactions. Through accounts with Germany’s Bundesbank and the European Central Bank we have access to all payment transaction systems and affiliated banks in the eurozone.
White-Label-Banking
Are you looking for a special solution for your business model? We would be happy to discuss with you additional ways in which you can benefit from our banking services.
Scalable solutions for the next generation of financial services.
We currently have more than 30 active cooperations. Some examples:
WeltSparen offers its clients access to attractive savings and investment products throughout Europe. Around 1 million customers from 30+ countries have invested more than 70 billion euros in deposits via the WeltSparen platform. Raisin Bank takes over the entire KYC process as well as account management and international payment transactions.
We are at your disposal for questions and ideas.
Send us an email to kooperation@raisin.bank with your contact details and we will get back to you promptly.